Minnesota Stop Repossession Lawyers

Bankruptcy Can Prevent Repossession or Get Your Car Back

If you are behind on your car loan, the bank or auto dealership can take action to repossess your car. Just one or two missed payments can result in the repossession company towing your vehicle away. If you cannot afford to pay the arrears, bankruptcy can prevent repossession. If it’s not too late, you can even retrieve a repossessed car in a chapter 13 bankruptcy.

Filing bankruptcy is a drastic step just to keep your automobile. Most likely you also are struggling to pay your mortgage or rent, your credit cards and other bills, loans and obligations. The Minnesota bankruptcy lawyers of Hoglund, Chwialkowski & Mrozik, PLLC, can help you file immediately to save your car from “the repo man” and address your debt problems.

STOP VEHICLE REPOSSESSION · Call Now at 800-850-7867 or 651-202-2203
· Free bankruptcy consultation

· No fees up front to file Chapter 13
· 13 convenient locations in the Twin Cities and Minnesota
· Compassionate service from local attorneys

Our Minnesota Attorneys Can Stop Repossession

Ideally, you should contact a lawyer before your car is repossessed. Filing for bankruptcy invokes an automatic stay against creditors. This means the lender or dealer who holds the note on your car loan cannot contact you, threaten you, take you to court or hire a third party to repossess your vehicle.

  • In Chapter 7 bankruptcy, you must stay current on your car loan to keep the vehicle.
  • Chapter 13 bankruptcy provides an option to get your car back if it has been repossessed. As long as the creditor has not yet sold the car at auction, we can file a plan seeking the return of your vehicle. If your vehicle has been repossessed, a Chapter 13 case must be filed with the court within 10 days to get your car returned to you.

Call Us Now · 800-850-7867 or 651-202-2203
The Hoglund Promise · What Our Clients Say

We understand that you need your car, and that having it repossessed is both a hardship and embarrassing. At Hoglund, Chwialkowski & Mrozik, our $0 Down Bankruptcy® policy enables clients to act immediately to avoid repossession without worrying about where to get the money for a lawyer.

Contact us today for a free consultation. You only need to pay the court filing fee to file your bankruptcy case. In Chapter 13, you do not pay your attorney fees up front directly. Rather, those attorney fees are rolled into the Chapter 13 payment.