Should I file a chapter 7 or a chapter 13 bankruptcy?

Should I file a chapter 7 or a chapter 13 bankruptcy? Not an easily answered question.The answer to this question is different for everyone and can change with time. It is not a question that can be answered generically over the Internet. There are many factors that must be taken into
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Can I Include My Student Loans in Bankruptcy?

Discharging student loans in bankruptcy is a separate proceeding from filing a petition for Chapter 7 or Chapter 13. In order to ask the court to discharge your student loans, you must file an adversary complaint to prove that the student loan debt should also be discharged in your ba
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Keeping a Car From a “buy here, pay here” Dealership After Bankruptcy

Cars are one of the greatest inventions outside of sliced bread. They are almost essential for our daily lives, especially for those of us that do not live or work near a bus stop. Cars allow us the freedom to go anywhere we want when we want. The problem with cars is that they are ex
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If I am buying a home on contract for deed, will I lose the home in my chapter 7 bankruptcy?

By: Megan M.R. McCarthyShort answer: if you keep making your payments you can stay in the home and the contract will continue on, unaffected by the bankruptcy. If you stop making payments, the contract will likely be cancelled, the property will go back to the seller and you will lose
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Why Withholding the Proper Amount of Taxes from Your Paycheck While in a Chapter 13 Bankruptcy is Important to the Success of Your Bankruptcy

By Attorney Kristen WhelchelMost trustee will allow you to keep only $1,200 ($2,000 if you filed a joint case) of any taxes refund you get depending. If you are over withholding, you will most likely not be allowed to keep the money.If you are under withholding, you may owe taxes for
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Credit counseling v. Chapter 13 from a budgeting perspective

When families encounter financial difficulties, they explore many options before deciding what is the best course of action for them based on the information they receive. Family members, trusted friends, coworkers, and financial professionals are all sources people often look to for
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