Credit counseling v. Chapter 13 from a budgeting perspective

When families encounter financial difficulties, they explore many options before deciding what is the best course of action for them based on the information they receive. Family members, trusted friends, coworkers, and financial professionals are all sources people often look to for
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Beware of Credit Repair Scams

There are many credit repair companies that are essentially scams. They take your money and they do not improve your credit or they only temporarily improve it. They challenge items on your credit report getting them temporarily removed only to have them reappear a couple months later
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